Website Disclosures
Firm and Registration
Guided Wealth, LLC is a limited liability company and an investment adviser registered with the U.S. Securities and Exchange Commission. Registration as an investment adviser does not imply any particular level of skill or training. Guided Wealth's registration status, CRD number, disciplinary history, and current Form ADV filings are available to the public through the SEC's Investment Adviser Public Disclosure website at https://adviserinfo.sec.gov and through FINRA BrokerCheck at https://brokercheck.finra.org. We encourage prospective clients to review those filings directly rather than rely solely on information presented on this website.
Form ADV and Form CRS
Guided Wealth provides all prospective clients with its current Form ADV Part 2A ("Disclosure Brochure"), Form ADV Part 2B ("Brochure Supplement"), and Form ADV Part 3 ("Client Relationship Summary," or Form CRS). These documents describe our services, fees, conflicts of interest, disciplinary information, and the professional background of our advisory personnel, and they control in the event of any inconsistency with the marketing content on this website. Current copies are linked from our Disclosures page and in the site footer, and are also available on the SEC website at https://adviserinfo.sec.gov. You may contact us at any time to request a free copy by PDF or hard copy.
Services, Fees, and Account Minimums
Guided Wealth provides investment advisory services and financial planning services to individuals and families. Financial planning is offered through membership tiers priced as a flat monthly retainer plus a one-time onboarding fee, with complexity-based pricing available for families with more involved circumstances. The monthly retainer waives once assets managed by Guided Wealth reach the threshold stated for the applicable tier. Investment management, where elected, is billed as a percentage of assets under management. Guided Wealth generally works with families holding $1 million or more in investable assets; this is a general guideline rather than an absolute requirement, and exceptions are made at the firm's discretion. Fees paid to Guided Wealth are separate from third-party costs, which may include mutual fund and ETF expense ratios, custodian fees, transaction and trading charges, wire fees, and, where applicable, fees charged by other professionals such as attorneys and accountants. Guided Wealth does not receive commissions or transaction-based compensation on the products it recommends. Fee terms are described in full in Form ADV Part 2A and in each client's written agreement.
Custody and Custodian Relationships
Guided Wealth does not act as a qualified custodian of client assets. Client accounts under our management are held at independent, unaffiliated qualified custodians, which are responsible for the safekeeping of assets and for delivering account statements directly to clients. Clients should review the statements they receive from their custodian and compare them with any reports provided by Guided Wealth. The custodians we use are identified in our Form ADV Part 2A and in client account documentation.
Conflicts of Interest
Every advisory relationship carries potential conflicts of interest. Because Guided Wealth is compensated in part through asset-based advisory fees, we have a financial incentive to recommend that clients place or retain assets under our management rather than use those assets for other purposes, such as paying down debt, purchasing real estate, or making gifts. Because our planning retainers waive at stated asset thresholds, there is an incentive associated with consolidating assets with our firm. We address these conflicts through our fiduciary duty, through advice that is documented against each client's stated goals, and through disclosure. Guided Wealth does not accept commissions, revenue sharing, or product-based compensation. A complete description of our conflicts of interest and how we address them is contained in Form ADV Part 2A and Form CRS.
Testimonials, Endorsements, Awards, and Ratings
Content on this website reflects the views and positioning of Guided Wealth and is not intended as a client testimonial or endorsement unless it is expressly identified as such. Where a client testimonial or a third-party endorsement is presented, it will be accompanied by the disclosures required under SEC Rule 206(4)-1, including whether the person giving it is a client, whether any compensation was provided, and any material conflicts of interest. Guided Wealth does not currently present awards, rankings, or ratings on this website. Any such item, if added, would be accompanied by the identity of the issuing party, the criteria and time period on which it was based, whether any compensation or entry fee was paid, and a statement that ratings are not indicative of future performance or of any individual client's experience.
Company Logos and Client Relationships
Any third-party company logos displayed on this website are the trademarks of their respective owners. Guided Wealth, LLC is not affiliated with, endorsed by, or officially connected to any company whose logo appears. Logos are used solely to indicate that individuals employed by those organizations have been clients of the firm. They do not represent institutional relationships, partnerships, or approvals, and they should not be interpreted as an endorsement of Guided Wealth by any organization. Past or current client relationships do not guarantee future results.
Performance, Hypothetical, and Illustrative Information
Any performance information presented on this website is historical and is not a guarantee or indication of future results. Certain content on this site - including the Financial Plan Stress Test, planning scorecards, case study figures, and other examples - is hypothetical or illustrative in nature. Case studies are composites or anonymized situations presented for educational purposes; they do not describe the experience of any specific client, and individual results will differ. Diagnostic scores generated by tools on this site reflect Guided Wealth's own internal framework based on the answers provided. They are not an assessment of any individual's actual financial plan, are not independently validated or benchmarked against any external standard, and should not be relied upon as advice. Hypothetical results have inherent limitations, including that they do not reflect actual trading, market conditions, or the effect of fees and taxes on a real account.
Educational Content, Tax, and Legal Information
Articles, guides, quizzes, calculators, and other content published on this website are provided for informational and educational purposes only. They do not constitute investment, tax, legal, insurance, or accounting advice, and they are not a recommendation to buy or sell any security or to adopt any particular strategy. Tax law, Social Security rules, Medicare provisions, IRMAA thresholds, and estate tax exemptions change over time; figures referenced in our content reflect the rules in effect as of the date of publication and may no longer be current. Guided Wealth does not provide legal services and does not prepare legal documents. Clients should consult a qualified attorney and tax professional regarding their specific circumstances before acting on any information found here.
No Guarantee of Results
Investing involves risk, including the possible loss of principal. There is no guarantee that any investment strategy, financial plan, tax strategy, or planning recommendation will achieve its objectives, produce a profit, protect against loss, or result in any particular outcome. Diversification and asset allocation do not ensure a profit or protect against loss in declining markets. Statements about planning outcomes on this website describe what a coordinated planning process is designed to address; they are not promises or guarantees of results.
Important Disclosures
Guided Wealth, LLC ("Guided Wealth") is a Registered Investment Advisor ("RIA"), located in the Commonwealth of Massachusetts. Guided Wealth provides investment advisory and related services for clients nationally. Guided Wealth will maintain all applicable registration and licenses as required by the various states in which Guided Wealth conducts business, as applicable. Guided Wealth renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.
Terms of Use
Please read these Terms and Conditions of Use ("Terms") carefully before using the Website located at http://www.guidedwealthllc.com ("Website") or any of the information or services provided by Guided Wealth, LLC (collectively "Guided Wealth", "we", "our", "us") in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and agree to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by Guided Wealth in connection with the Website and should promptly terminate all use thereof. The terms "you" and "your" mean you and any entity you may represent in connection with the use of the Website. You may use your browser to download or print a copy of these Terms for your records. Guided Wealth reserves the right to change, modify, add, or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our Website after we have posted changes to these Terms, you are agreeing to these Terms as modified. These Terms were last updated on December 4, 2025.
Risk Disclosure
Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable. Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments. This Website is intended to provide general information about Guided Wealth and its services. It is not intended to offer or deliver investment advice in any way. Information regarding investment services is provided solely to gain an understanding of our investment philosophy, our strategies, and to be able to contact us for further information. Market data, articles, and other content on this Website are based on generally available information and are believed to be reliable. Guided Wealth does not guarantee the accuracy of the information contained in this Website. The information is of a general nature and should not be construed as investment advice. Please remember that it remains your responsibility to advise Guided Wealth, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing, evaluating, or revising our previous recommendations and/or services, if you would like to impose, add, or modify any reasonable restrictions to our investment advisory services. Guided Wealth will provide all prospective clients with a copy of our current Form ADV, Part 2A ("Disclosure Brochure"), Form ADV Part 2B ("Brochure Supplement[s]"), and the Form ADV Part 3 ("Client Relationship Summary" or "Form CRS"). You may obtain a copy of these disclosures on the SEC Website at http://adviserinfo.sec.gov or you may Contact Us to request a free copy via .pdf or hardcopy.
Privacy Disclosures
Guided Wealth is committed to safeguarding the use of personal information of our Clients (also referred to as "you" and "your") that we obtain as your Investment Advisor, as described in our Privacy Policy. Guided Wealth does not collect personal non-public information through this Website; however, the Advisor may collect information from you on application forms, agreements, profile or investment policy statements, and other documents received or processed in relation to services we provide. We also may collect information from other sources. We do not respond to "do not track" requests because we do not track you over time or across third-party Websites to provide targeted advertising. We may track you across our Website to help us improve our content. We may use "cookies" and similar online technologies to keep, and sometimes track, information about you regarding your usage of our Website. Cookies are small data files that are sent to your browser or related software from a Web server and stored on your device. Cookies help us collect information about your usage of our Website, including date and time of visits, pages viewed, amount of time spent on our sites, or general information about the device used to access the site, such as the browser used. You can refuse to store or delete cookies by configuring your web browser settings. Most browsers and mobile devices have their own settings to manage cookies. If you refuse a cookie when on our Website, or if you delete cookies, you may experience some inconvenience in your use of our Website, such as having to re-configure preferences. When you are on this Website you may have the opportunity to click through to other Websites, including Websites operated by unaffiliated third parties. These sites may collect nonpublic personal information about you. We do not control sites operated by these entities and are not responsible for the information practices of these sites. This Privacy Policy does not address the information practices of other Websites. The privacy policies of Websites operated by third parties are located on those sites. For a copy of the Guided Wealth Privacy Policy, please click here.